Certified Nurse Manager and Leader (CNML) Practice Test

What is Medicare primarily designed to assist?

1. Individuals 65 and older and those on dialysis

2. Only individuals with Medicaid coverage

3. Young adults with temporary disabilities

4. Only those with terminal illnesses

The correct answer is: Individuals 65 and older and those on dialysis

Medicare is primarily designed to assist individuals aged 65 and older, along with certain younger individuals who have specific disabilities, including those requiring dialysis for kidney failure. This program was established to provide healthcare coverage specifically targeting older adults who often face increased health care needs as they age. Additionally, Medicare covers some individuals under the age of 65 who have been receiving Social Security Disability Insurance (SSDI) for 24 months or have specific health conditions, such as end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS). The focus on older adults is significant, as it acknowledges the demographic that typically requires more medical attention and resources. While the program does extend to certain younger populations facing critical health conditions, the primary intent remains the elderly. The other options misrepresent Medicare's role and scope. Medicare is not limited to just those with Medicaid coverage, nor is it exclusively for younger adults with temporary disabilities or individuals facing terminal illnesses. Instead, it encompasses a broader demographic, emphasizing its role as a cornerstone of health care for seniors and some disabled individuals.